Google searches in the Philippines for queries related to “Christmas Day” hit their peak as soon as September 1st rolled in. As the holiday season fast approaches, the anticipation for family reunions and Christmas traditions indeed hold glimmers of joy and warmth for a lot of Filipinos.
In times like these, financial superapp GCash and its lending arm Fuse Lending Inc. serve as sources of hope, enabling families nationwide to expand their Christmas celebrations and share their joy with loved ones through easy, inclusive, and fair access to funds.
“All year round, our mission at Fuse is to provide Filipinos with the means to live the life that they deserve,” Tony Isidro, CEO of Fuse stated. “This commitment is no different during the holidays as we believe that everyone should have the opportunity to experience the joy of Christmas, regardless of their financial situation. ”
Through the GCash app, Fuse is able to offer different loans for all kinds of holiday needs, helping Filipinos experience their dream Christmas celebration while enabling them to manage their finances.
“Gone are the days of having to borrow from your loved ones to fulfill your Christmas plans. GCash and Fuse have you covered for all your holiday needs,” Isidro added.
Securing extra capital for the holiday rush
Whether it’s coming up with bonuses to appreciate employees’ hard work or needing enough inventory to fulfill all Christmas orders, GLoan makes borrowing money worry-free for entrepreneurs by enabling eligible users to borrow up to PHP 125,000 cash straight to their GCash wallet within 24 hours.
“The holidays are always a hectic time for entrepreneurs, and we want to help them focus on boosting their business operations and taking advantage of the holiday shopping rush without having to worry about their funds. With GLoan, there is no tedious paperwork required for borrowers to enjoy an interest rate as low as 1.59%, ensuring a prosperous season for business owners nationwide,” Kevin Yu, Head of GLoan, said.
Purchasing the perfect Christmas gift
Exchanging gifts is a joyous practice, but expenses can quickly add up – and one might think about reconsidering their dream gift. Luckily, GGives offers flexible installment plans over the course of 6, 9, 12 or 24 months so you can still get that new gadget or home appliance.
“We have over 110,000 merchants powered by GGives nationwide, all of which can help users find the perfect gift for both themselves and their loved ones without breaking the bank. GGives grants partial payments schemes of up to 24 months at no down payment cost, making it easier for borrowers to repay their purchases when they can,” XP Villa, Head of GGives shared.
Having all Noche Buena essentials covered
With the pressure of having to deal with gift-giving, travel, and food, it might be overwhelming to keep track of additional expenses on top of regular ones like bills, utilities and groceries. GCredit, a readily available credit line powered by CIMB, can help you make all the purchases you need, both online and in physical stores, without sacrificing your budget for everything else.
“We want to let Filipinos celebrate the holidays guilt- and worry-free,” Anna Gatmaitan, Head of GCredit, highlighted. “With a credit line of up to Php 50,000 at a prorated interest rate, and with a minimum amount due of as low as 15% of their dues, GCredit users may spread out their payments and manage their holiday expenses.”
Putting last-minute Christmas preparations in order
Since the holiday rush can send party planners into a frenzy, a few last-minute expenses are common. So for those who need a little extra to buy kitchen ingredients or gift their godchildren, Sakto Loans, an extension of GLoan and GGives, enables eligible GCash users to borrow as little as PHP 100 up to PHP 1000 with no interest, for a processing charge of as low as PHP 6.50.
“For small immediate spends during Christmas, Sakto Loans offer a perfect entry point for those who need to borrow. With no additional minimum requirements needed, it’s the ideal ‘pambale’ because there is no need to have to borrow such a small amount from other people,” Baby Aquino, Chief Product and Strategy Officer of Fuse, noted. “Loans can be paid back after 14 or 30 days, so users won’t have to worry about it until their next paycheck.”
Through a breadth of tailor-made loan offerings that arrive on time, GCash and Fuse enable Filipinos not only to overcome their financial challenges but to make the most out of moments that matter this Christmas season.
“Our commitment to provide easy, inclusive, and fair access to funds for our countrymen is at the heart of everything that we do here at Fuse. For us, it’s more than just a financial transaction. If through the simple act of pre-approving loans, we are able to help a few Filipino families experience their best Christmas yet, then we would have been able to accomplish our purpose as an institution,” Isidro concluded.
Users may access GGives, GLoan and GCredit through the GCash dashboard or find it under “Borrow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery. Kaya mo, i-GCash mo!