The best finance apps in the Philippines

Technology can become your number one money maker and manager; all it takes is to download and install the best finance apps. 

These programs will let your phone supercharge your budget by making sure your money goes where you need it the most.

Moreover, they can help you plan future expenses, emergencies, and other long-term money goals. 

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This article will discuss five of the best money management apps in the country so that your finances can go digital and beyond!

1. Moneygment

Moneygment is a comprehensive budgeting app that makes money simpler for the Filipino people. It offers features like expense tracking, bill payment reminders, and goal setting. 

You can organize expenses and view spending patterns with its customizable reports and set savings targets.

Moneygment is a one-stop hub for government services like Pag-IBIG, SSS, and PhilHealth.

“We cater to self-employed individuals, homemakers, OFWs and the general unbanked population. Moneygment makes financial management easier, more convenient, and secure for you,” says the official app page. 

Consequently, this finance app lets you access over 200 merchants so that you can pay bills anytime and anywhere worldwide. 

2. Spendee

Spend your money wisely with this free budgeting app loved by around 3 million worldwide. Its simple user interface provides a clear overview of your finances. 

You may also connect your bank accounts and crypto wallets for easy, real-time tracking. Then, Spendee records your transactions and visualizes your spending, so you can see where your money’s going. 

Afterward, this finance app ensures your hard-earned cash goes to the right places with its smart budgets.

Set how much you’ll spend on specific categories to cover expenses and reach long-term goals, such as your next vacation!

3. Lista

Basta pera, maging sigurista with Lista! (When it comes to money, be sure with Lista.) This local finance app gets what Filipinos want out of a finance app: a simple interface and comprehensive features.

For example, Lista lets you “stalk your spending (in a good way)” with its Money In and Money Out sections. Moreover, it lets you unlock your money’s potential with its insights page. 

You can unleash that potential your way by setting Savings Challenges for your next out-of-town trip or master’s degree tuition. 

Lista stands out among other finance apps with its credit score tracking, letting you improve your rating for future loans. 

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At higit sa lahat, swak ito sa mga Filipino sa paggamit nito ng wikang Tagalog. (More importantly, it suits Filipinos with its Tagalog language support.)

4. Cashalo

Gusto mo bang maging mas wais sa pera? Halina’t makisalo sa Cashalo! (Do you want to better manage your money? Join in with Cashalo!)

The Cashalo app provides fast, affordable, and legitimate loans. Just prepare one valid ID, complete your application in minutes, and transfer funds to your chosen e-wallet or bank.

“Use it to pay for utility bills, school fees, manage expenses, grow your business, or treat yourself and your family,” its Google Play page says.

More importantly, you can rest assured that it’s legit with its SEC registration and NPC regulation compliance. 

5. GCash

Most Filipinos recognize GCash as the number one mobile wallet app for their online payments, such as Shopee orders to Meralco payments. 

However, you may not know that it’s also a finance app that provides basic features like: 

• Expense tracking
• Saving goals
• Remittances
• Investment options

These features allow you to invest in savings immediately so that you can build your financial independence. Try these GCash features today so that your finances can go digital and beyond!

READ: See how GCash makes money easier for Filipinos

Note that this article does not provide financial advice, so please seek a professional for proper guidance. Also, download, install, and use these apps wisely to ensure your online safety.